Weight Loss Retreat FAQs 2017-09-22T20:49:15+00:00
What is the cost of weight loss camp? 2017-09-27T10:45:29+00:00

Cost of Weight Loss Camp

Keep in mind that information on this site may refer to services in general, as well as, drop-in or day camp. This posting refers to the Cost of Weight Loss Camp for live-in or sleepover clients.

Cost of Weight Loss Camp Residential Services

Cost of Weight Loss Camp Residential Services

Live-in weight loss camp includes:
your own private bedroom, a shared bath ($50 upgrade for private bath), meal provisions and training. Airport transportation, WiFi access and cable TV are included in the residential guest experience at no additional cost.

NOTE: Not all those reading this are candidates for the live-in residential retreat program. To determine your “exercise readiness” and capacity to be an “action taker” please take complete the online questionnaire here. When you are truly ready to make a commitment, compare the cost of weight loss camp services available to you. If you value being in a private residential weight loss camp over a large scale public retreat, then feel free to call.

Cost of Weight Loss Camp Comparison

For live-in accommodations, you can click on the link below for a comprehensive price chart. Here is a complete service and price list for you to compare. My Las Vegas live-in weight loss camp compares with four other regional options. Included are west coast options: Live in fitness in Los Angeles, California – also known as “camptechnique”, “live in fitness camp” and “live in fitness enterprise”, plus “Utahweightlossretreat” also known as “RealLifeFitnessandHealth”. In searching, you may find similar monikers for Las Vegas Live In Fitness: “live in weightloss” and “live in bootcamp.” Hopefully, this will spare you any confusion. My residential weight loss camp operates solely and is not affiliated with any other entities.

All training requires a prepaid commitment prior to participation. For live-in services, a deposit of 50% is due at time of scheduling using any credit, debit card, or bank direct wire transfer. The remaining balance is due 5 business days prior to arrival. However, all local services must be prepaid in full prior to participation. Local drop-in offerings …

Click for the price Chart
What is included? Click Here for a list of services
Can I take a tax deduction for weight loss camp?

Can I take a tax deduction for the cost of weight loss camp?

If a doctor has diagnosed obesity, then you may qualify for a tax deduction for yourself, your spouse, or your dependent . more…

Will health insurance participate in the cost of weight loss camp?

Aetna considers the following medically necessary treatment of obesity when criteria are met:

  1. Weight reduction medications, and

  2. Clinician supervision of weight reduction programs.”

Interestingly, taking weight reduction medications comes with drawbacks. In fact, Aetna policy bulletin on health insurance coverage for weight loss states the following:

“Weight loss due to weight reduction medication use is generally temporary. In addition, the potential for development of physical dependence and addiction is high. Because of this, their use to aid in weight loss is not regarded as therapeutic, but rather involves a risk/benefit ratio, which makes it medically inappropriate in most cases.” 

Bike Fitness Camp | Weight Loss Camp | What is the difference? 2017-09-27T11:19:06+00:00


Bike Camp Fitness Retreat Men's Ride

Bike Fitness Retreat Men’s Ride

Bike fitness activities for the bike retreat and weight loss camp both take place at the same time here at Debra’s. Daily bike rides offer both fitness and bike skills progression. Orientation includes biking for all fitness levels. Whether you ride an adult tricycle, a single-speed beach cruiser or a 26″ mountain bike, daily rides will benefit your overall success at weight loss camp.  Of course, you will have weight training, body weight exercises, outdoor boot camp activities and yoga.

For the purpose of highlighting one of the unique services offered at Debra Stefan Fitness, the bike retreat has some of its own dedicated pages and videos. Even if you don’t consider yourself a cyclist, many clients claim that they discovered a new love in biking when given the proper orientation.

Bike fitness rides are a year-round activity with over 300 days of sunshine in Southern Nevada. A system of paved, dedicated bike trails without cross-traffic is available right in the backyard of the residence. From bike safety to bike and helmet selection, seat adjustments, gear sequencing and brake coordination, you will be well-versed. Too often, people buy expensive bicycles and receive little or no training for safe, effective cycling. Joining a bike group doesn’t guarantee that you will learn what you need to know in time to avoid risks. Bike camp enables you to familiarize yourself with safe and effective fitness riding. It will not cover competitive cycling technique. If you are getting in shape for a bike race, then ride cruisers and 26″ mountain bikes like mine and your racing bike will be easier. Make yourself more efficient at biking instead of expecting the bike to do it.

Fitness biking can be done individually, with family or a group of other cyclists. Consider it part of your new recreational fitness lifestyle.


Is there a risk in doing excessive exercise? 2017-09-09T13:56:42+00:00

The experience at a fitness retreat is a unique exception to the rule of caution telling people not to do excessive exercise. Horror stories of fatal rhabdomyolysis fuel this fear. In the unique environment of a fitness retreat, you overcome normal limitations that you would have at home. There are several key factors enabling a person to safely and effectively exceed their normal limitations. This can only be accomplished when staying at a fitness retreat.

When you are on a fitness retreat, things change. You’re not at work and you don’t have any of the responsibilities of everyday life. Your full focus is on YOU, your body and mind. When you need to take a nap during your recovery period, there will be nothing else more important for you to do. Frequent rest is not usually possible at home. On a retreat, there will be nothing more important for you to do other than train, eat and recover. You will enjoy much-needed downtime. Sleep, or read and rest while giving your body the proper recovery needed to resume.

Proper Progression
The right intensity and duration of exercise done in a progressive manner is another key factor. That way, your body has a chance to rebuild during rest and recovery. Sure, you are doing far more than you were at home. However, the progression is gradual and designed so that recovery balances your efforts. In other words, you rebuild your body as you go. You should never feel as though you have hit a wall of complete exhaustion. Each activity session leaves you feeling a sense of accomplishment rather than defeat or failure.

Food is timed to refuel the body. The frequency of nutrition with rest periods is the focus of your day at the fitness retreat.

Reasons why you can’t train that much at home
Time simply does not permit the frequency of multiple exercise and recovery sessions during daily home life. You are required to attend to many energy sapping details and other responsibilities. Daily life at a fitness retreat allows you to depart from all of that. Of course, you can communicate with loved ones during break times. You can even remotely attend to your business and check on the delegated details of your home. The important thing is that you aren’t surrounded by the draining of energy and divided focus at home.

There is no place else you need to be when you are on a fitness retreat. There is no one else for you to concern yourself with. You are without the stresses normally experienced on a daily basis. All of these factors weigh on your ability to adequately rest and recover.

Without sapping your physical and mental reserves, you can raise the bar of physical limitations.

Exercise Variety and Active Recovery
The variety of different types of physical work increases your ability to do more exercise. Redundancy is not a problem here. A well-monitored progression can enable you to feel accomplished yet challenged. Avoiding overtraining is easy when it is done this way. You wouldn’t be able to do this at home. When you are at home, your one trip to the gym or trainer must count for the entire day. Too often people overdo it during one grueling session. That wipes you out and takes you down.

There you have it. These are the key reasons why you can achieve far greater results in a shorter timeframe at a fitness retreat.

Commitment-the final key
Consider the fact that you have made a commitment to leave home and invest in yourself. That factor alone can hold you to your highest standard. Building the belief in one’s own ability to fulfill self-promises transfers to your new lifestyle back at home.

How Does Biggest Loser Ranch Compare to a Private Retreat? 2017-10-19T10:48:26+00:00

Biggest Loser Ranch vs. Private Fitness Retreat

Can you read between the lines to see the Biggest Loser Ranch compared with a private residential retreat?

What do you pay for that is transferable to home life after you leave? Without the executive chef, will you know what to do?

Learn more here about comparing the Biggest Loser Ranch to a Private Fitness Retreat.

Can I Get Health Insurance Coverage for Weight Loss? 2017-09-09T13:56:42+00:00

Health Insurance Coverage for Weight Loss

Aetna Health Insurance Coverage for Weight Loss requires medically necessary treatment of obesity in compliance with:

  1. Weight reduction medications, and
  2. Clinician supervision of weight reduction programs.”

Aetna Health Insurance Coverage for Weight Loss makes the following disclaimer:  more…

“Weight loss due to weight reduction medication use is generally temporary. In addition, the potential for development of physical dependence and addiction is high. Because of this, their use to aid in weight loss is not regarded as therapeutic, but rather involves a risk/benefit ratio, which makes it medically inappropriate in most cases.”

What they are saying is that they DO NOT consider it medically appropriate to follow their qualifying criteria. This is because the policy criteria calls for medications with high addiction likelihood and the weight loss is generally temporary. They can’t recommend this approach due to risk of addiction for a temporary weight loss.

Okay, so there you have it. It is simply more beneficial to lose weight the sensible way by adopting a healthy lifestyle. Crash diets, risky medications and dangerous surgery is not the answer. Empower yourself by making a commitment and changing your lifestyle for the better.

Health Insurance Coverage for Weight Loss

Health Insurance Coverage for Weight Loss

Can I take a tax deduction for weight loss camp? 2017-09-09T13:56:43+00:00
Read How to Take an IRS Tax Deduction for Weight Loss

Read How to Take an IRS Tax Deduction for Weight Loss

Tax Deduction for Weight Loss Camp

You may be able to take a tax deduction for weight loss camp… If a doctor has diagnosed your obesity, then you may qualify for a tax deduction for yourself, your spouse, or your dependent.  To find out how, please read more… 

For how to take an IRS tax deduction for weight loss camp go to:

 http://irs.gov./taxtopics/tc502.html  where you can see exactly what the IRS requires.

If you find that you are not eligible to take a tax deduction for weight loss camp, find out if your health insurance will participate more…

Whether or not either of the above options are available to you, consider the savings in out-of-pocket expenses and health risks for remaining overweight. Consider the quality of your life where the value is priceless. Take steps now to get control of your weight and your health. It is a decision you will never regret.

What are the Weight Loss Retreat Physical Requirements? 2017-09-09T13:56:43+00:00
Weight Loss Retreat Physical Requirements

Weight Loss Retreat Physical Requirements

Weight Loss Retreat Physical Requirements

The weight loss retreat physical requirements include an exercise readiness examination.

In compliance with the weight loss retreat physical requirements, an exercise readiness exam can be done by your physician or one recommended upon your arrival. In any event, you will be asked to sign a simple waiver stating that you present yourself in “exercise ready” condition and have declared any known limitations/restrictions. Exercise modifications and special consideration will be made to accommodate any reasonable restrictions for your activities. In the event that you should need an exam or medical attention during your stay, transportation will be provided to your examination appointment and any necessary followup visits. The medical expense will be your responsibility if it is deemed necessary.

What is a typical live in weight loss retreat day like? 2017-09-09T13:56:43+00:00
Weight Loss Retreat- Las Vegas

Weight Loss Retreat- Typical Day Schedule

Weight Loss Retreat Daily Training

Daily activities at the weight loss retreat includes any necessary modifications deemed reasonable for the individuals concerned.

The weight loss retreat activities take place in and around the Live-in residence with dumbbells, free weights, benches, balls and weighted bars, PowerBlocks, Bosu Balance Trainers, TRX Suspension Training Systems, Duraball Pro Stability Balls, medicine balls, boxing and agility drills, training ropes, jump ropes, Reebok CORE balance boards; pool activities and diverse outdoor adventures. Also, included will be cycling on single speed cruisers, mountain bikes or industrial trikes as appropriate.

Your Live-in Coach – Debra Stefan, will direct you through organized, well thought-out workout routines with upbeat, motivating instruction that includes a combination of agility and balance drills, games, exercises, fat-burning cardio, strength training and yoga. No one is left behind. Individual exercise modifications apply to all routines. No matter what your limitations are, you will get a good workout, lose weight fast, and make progress you wouldn’t be able to achieve on your own.

So, it’s something different all day, every day, incorporating a variety of equipment and locations with weight training and cardio interval training techniques to benefit your entire body turning you into a LEAN FAT-BURNING MACHINE! Through a total body fitness workout based on scientific exercise progressions and sound physiological principles, within weeks you’ll notice a difference in your weight, strength, energy, moods, and your overall fitness level.

Residential Fitness Camp- is it for You? 2017-09-09T13:56:43+00:00

Residential Fitness Camp -What it Means to You

When you enter a residential fitness camp, you will choose your level of commitment.

Choose the live-in, half-day or full day residential fitness camp to match your needs. Using the success principles of behavioral modification you will succeed in setting new habits. These are the new habits you adapt to your regular home life. Often home life presents negative anchors holding you back. Detachment can happen by committing to the residential fitness camp on a 24 hour basis. It can also happen when you sleep at home and drop in to full or half-day camp. Only you can make the right decision based on your home life and resources to take part in a residential fitness camp.

If you have family responsibilities and cannot commit to overnight residential fitness camp, day camp is your option. Either half or full day camp can suit your schedule and ability to commit.

Residential Fitness Camp- Is it for YOU?

Residential Fitness Camp- Is it for YOU?

At the residential fitness camp you get daily workouts with your own personal trainer. This compares to a fraction of the cost for one-on-one training at a club or in the gym-with no upgrade fee.

Making your residential fitness camp commitment a priority is easy when you prepay. This creates a time frame in which you put forth the efforts to achieve results. Without financial commitment, there is no urgency to act on your goals. The fitness industry standard is prepayment of services for this reason. The psychology of exercise adherence bases on commitment level. The greater the commitment, the greater the effort.

At residential fitness camp you get the right nutrition and activities in a protective environment. You are free from any negative patterns holding you back. The residential fitness camp daily training routines empower you. You can meet your goals with personal bests in a progressive manner.

What are the weight loss camp meals like on the program? 2017-09-09T13:56:43+00:00
Weight Loss Camp Meals

Weight Loss Camp Meals

Weight Loss Camp Meals

Weight loss camp meals and nutrition coaching at the live-in residence focuses on promoting fat loss and sparing metabolic-boosting muscle in alliance with the Body-for-LIFE method. Please do not confuse this with traditional calorie counting. The methods of balancing macro nutrients are easy to learn and are effective for general needs and requirements. You will learn to recognize foods as lean proteins, complex carbohydrates and healthy fats. See a sample menu.

Professional dietitians are not on staff and we do not intend to replace the recommendations of your personal physician should you have specific issues. Furthermore, this is not an eating disorder, alcohol, or drug treatment center. If you are looking for a place where your food is prepared for you by others, this program is not the one for you. The number one reason why those types of programs result in client weight gain afterward is because they do not empower you with hands-on food management. Coaching begins with a trip to the grocery store.

Can I eat a specialized diet such as vegan while on the program? 2017-09-09T13:56:44+00:00
Weight Loss Camp Nutrition

Weight Loss Camp Nutrition

Your choice of whole natural and unprocessed fruits, vegetables, grains, legumes and lean meats (excluding farm-raised fish, shellfish or other bottom feeders, and pork) are available for you to prepare under supervision. This is the best method for re-learning what to do at home. This is a vital part of your training in learning a wellness lifestyle. Keep in mind that there will not be a chef when you get home to prepare meals for you.

How long will it take to see results? 2017-09-09T13:56:44+00:00

Most participants committing to 30-45 days or more will notice improvements within 10 day to 14 days, while some clients swear they can see changes within the first few days. You can get a realistic look at what to expect from my previous clients who have shared their before and after photos and videos here. More dramatic results and weight loss depend on your nutrition, but when you LIVE the lifestyle your results can be very dramatic. You’ll have more energy, be stronger, feel confident, and feel proud that you made the decision to make a impacting change. The sooner you start, the sooner you will benefit!

Who is the trainer and what are her qualifications? 2017-09-25T08:45:26+00:00
About Debra Stefan Fitness

About Debra Stefan Fitness

Your live-in host, Debra Stefan, CFT has over 40 years of professional fitness experience. She will facilitate or oversee all activities during your stay. Debra will be living in residence on a daily basis while you are on the program to provide you with full-time guidance and support. She holds a City of Henderson, Nevada non-commercial business license in addition to a Nevada State Business License (Debra Stefan, LLC) and a Certificate of Good Standing from the Secretary of the State of Nevada. (This is a privately operated, non-commercial business that is not open to the public.)  Find out more about Debra and her residential fitness program by clicking here…

What do the accommodations look like? 2017-09-23T17:49:13+00:00
Weight Loss Camp Accommodations

Weight Loss Camp Accommodations

Rooms accommodations offered are all private bedrooms with the option of a shared bath or a downstairs private suite which contains a private bath. For the private suite with private bath add $50 to the daily rate. For a group accommodation, there is a shared room that sleeps three. This will only be made available when the other rooms are full. Open the link above to view a slideshow and gallery showing each room and all common areas of the live-in fitness residence. View “Accommodations”.

When can I tour the facility? 2017-09-12T01:38:17+00:00
Private Fitness Retreat Residence

Private Fitness Retreat Residence

What makes my residential retreat unique is that this is one of the very few private weight loss camps where guest privacy is protected. Imagine yourself making a commitment to leave your home, family and friends to go away to lose weight and get fit.  There you are in your sweaty workout attire, feeling tired, lonely, and hungry. In walks a group of visitors who thought it would be neat to “tour the facility”. Suddenly, you feel violated. Your privacy has been violated just when you got the courage to take a big step toward your goals. Please understand before you ask, “Can I tour the facility?” This is an actual home and not a “facility” such as a commercial business is open for public tours. Debra Stefan Fitness is licensed as a non-commercial business and is not subject to public disclosure of location and is not listed on Google Places for this reason. Furthermore, security guard access is required in order to enter the private community. Rest assured that your experience will be protected should you come in house.

Privacy and discretion are valued at the live-in residence. Celebrities, individuals of high profile status and anyone else seeking a safe haven where they can go under the radar come here to focus on personal goals. Therefore, non-client visits are not allowed. However, every room and common area of the fitness residence can be viewed here on the site including an accommodations video.

Here you can virtually, “tour the facility”.

Also, a fair amount of guest experiences are shared right here on this site and blog. Browse for testimonials and find someone to whom you can relate. Our heaviest has been over 500 Lbs and the oldest has been 79 years old!

Will I have to have my before and after photos posted on the internet? 2017-09-09T13:56:45+00:00
Before and After Photos

Before and After Photos

Not all guests of Debra Stefan Fitness appear on the website or in the videos. Those that do can appreciate that they were encouraged by seeing someone else’s testimony who succeeded by going through program. Sharing testimonials, before and after photos and videos is completely voluntary and authentic; no one has ever been paid to do so.

What is the daily fitness retreat schedule? 2017-09-09T13:56:45+00:00
Fitness Retreat Schedule

Fitness Retreat Schedule

Daily Fitness Retreat Schedule

  • 6:00 AM  -Wake Up
  • 6:15 AM   -Nutrition
  • 7:00 AM   -Outdoor Boot Camp
  • 9:00 AM   -Nutrition
  • 10:30 AM -Coaching / Journaling
  • 11:00 AM -Weight Training
  • 12:00 AM -Lunch
  • 1:00 PM   -Training Review
  • 2:00 PM  -Cardio
  • 3:00 PM  -Nutrition
  • 4:30 PM  -Training & Technique
  • 6:30 PM  -Dinner
  • 8:00 PM  -Yoga Assisted Stretch
  • 9:30 PM  -Prepare for Bed
  • 10:00 PM-Lights Out

The above schedule will entail a variety of indoor and outdoor activities that fall within the prescribed parameters. Activities and times may change seasonally.

The fitness retreat schedule of activities will include any modifications deemed reasonable for an appropriate progression. Outdoor and indoor sessions utilize dumbbells, free weights, benches, balls, weighted bars, PowerBlocks, Bosu Balance Trainers, TRX Suspension Training Systems, Duraball Pro Stability Balls, medicine balls, boxing and agility drills, training ropes, jump ropes, balance boards; pool activities and diverse outdoor adventures. Also, included will be daily bicycling on Giant single speed cruisers, Giant mountain bikes or Wilson industrial trikes. more…

Can I come at any time or are there set start dates? 2017-09-09T13:56:46+00:00

You can plan arrival to start your program at the first available opening that suits your needs. Availability can change daily and cannot be guaranteed unless you secure your booking deposit. Remember that this is a residential fitness program serving a semi-private clientele so space is limited.

What is the weather like there? 2017-09-09T13:56:47+00:00
Biking Trail in Southern Nevada

Southern Nevada offers year round sunshine

Southern Nevada and the Las Vegas valley sees more than 300 days of sunshine in a year on average. The odds are that when you are here, it will be sunny out. Even in the warmer summer months from sunrise through the morning we have optimal outdoor weather. Another bonus is that there are absolutely no insects due to low humidity. No flies to swat or mosquitoes to repel when outdoors. (Did you hear that some people have declared the mosquito as the new state bird of Florida?!)

If you suffer from joint inflammation, this is the ideal exercise environment for you.

Early morning sunlight and outdoor exercise help boost serotonin and metabolism. A noticeable mood boost aids those who have depression. Indoor workouts and indoor pool are air conditioned during the heat of day. Milder evenings and long days enable more outdoor activity in cooler temperatures.

In the summer, temperatures can reach into the 100’s. Again, this is with low humidity making it easy to tolerate warmer temperatures. In the winter, temperatures rarely drop below freezing. Southern Nevada offers the ability to be outdoors year round with few days that won’t allow for outdoor exercise. You can see the monthly averages for both temperature and precipitation here.

Las Vegas is one of the nation’s top tourism destinations all year long because of the beautiful weather and sunshine. In warmer summer months all precautions are in place to minimize heat exposure. Take full advantage of the abundance of sunshine and fresh desert air while you pursue your health goals.



What is your cancellation and change fee policy? 2017-09-25T09:49:38+00:00

Cancellations will result in forfeit of the entire deposit. Make sure that you are truly ready to attend the dates chosen because space is limited. It is not like other places where condos and beach cottages can be reserved in a large block. This is a residential home with limited guest space and at times a waiting list. You will be able to reschedule your reservation more than 15 days prior to your scheduled arrival provided that the new dates coincide with an open availability. You will be given every consideration in meeting your requested calendar needs. Any changes to a reservation must be made at least 15 days prior to the scheduled arrival date. Short notice changes can result in additional fees up to 25% of total rate. There are no credits or refunds for late arrivals or early departures. This is standard in the industry. Fitness and weight loss professionals are in the business of enabling you to adhere to your own self-promises and commitments – not depart from them. As a small, private business, Debra Stefan Fitness is greatly impacted by each client commitment and likewise, cancellation. That is why Travel Insurance is a wise way to protect your commitment no matter what comes up after you have booked your stay.

Travel Guard Travel Insurance is Highly Recommended

Travel Guard Travel Insurance is Highly Recommended

What are my options if I should need to depart early? 2017-09-25T10:01:08+00:00

There may be unforeseen events that prompt you to depart early.

Such reasons could include:

  • death or illness of a family member back home
  • your own illness, injury or recurrence of a previous injury
  • unforeseen emergency at home requiring you to return

In order to protect your investment in making a commitment to attend the live-in program, travel insurance is highly recommended.  For your review, here is the link to my preferred travel insurance company. If you purchase from this Travel Guard link, I may profit from it. However, I do not recommend this for any reason other than your peace of mind. Your success while in my program is my success. It is our common goal to be assured that you have reduced your personal risk as much as possible. Taking a risk out of the equation makes it easier to make a commitment.

What can I do to get started before I arrive at the fitness residence? 2017-09-20T14:10:39+00:00
Be An Action Taker

Be An Action Taker

Now that you have taken the first step and read through the weight loss camp F.A.Q.s, the next step to get started is decide to be an ACTION TAKER. If you are ready, then call to set up a phone consultation so you and I can decide if this program is a good fit for you.

Next, begin by setting aside 10 minutes to take a simple online test!

This evolutionary Human Assessment Instrument enables professionals and individuals to identify personal potential, human tolerance, perceptivity, motivations and behavioral strengths & weaknesses.This will provide you with important information about yourself to focus on your strengths and the best motivational drivers for your personal success. Once you have scheduled your stay with a deposit commitment, you will then be provided a telephone session with Dr. Zannah Hackett, Human Behavioral Specialist. She will interpret your evaluation based on the questionnaire or “test” results.

Now that you have decided to become an ACTION TAKER, before you pick up the phone to call … just click here to Take The Test!

DISCLAIMER: Please keep in mind that the results of others cannot possible indicate or guarantee your personal results. This program requires a dedicated effort toward lifestyle change and is not a crash diet for weight loss alone. This is a health and wellness lifestyle. Results will vary per individual.


The Website (all Debra Stefan Fitness Retreat website pages may hereafter be referred to, both individually and collectively, as “The Website” from which you accessed this agreement) and any services provided to you by Debra Stefan Fitness is provided to you subject to the conditions listed below:

The following terms and conditions govern all use of the Debra Stefan Fitness Retreat Website(s) and all content, services, and products available at or through the Website including without limitation services provided to you by Debra Stefan Fitness. The Website and services offered are subject to your acceptance without modification of all of the terms and conditions contained herein and all other associated operating rules and policies (including, without limitation, Debra Stefan Fitness Retreat Privacy Policy).

 You should carefully read the associated Terms and Conditions (also referred to as the “Terms of Use”, “Terms of Service” or “TOS”). Your use of Debra Stefan Fitness services implies that you have read and accepted these Terms and Conditions.

Please read this Agreement carefully before calling or making a commitment to the services described in the Debra Stefan Fitness Retreat Website. By making a commitment to utilize these services, you agree to become bound by the terms and conditions of this agreement. The terms and conditions include without limitation your warranty of fitness to participate in the program, your release of liability for personal injury, bodily injury or death, and your agreement that you will not disparage or make negative statements about the services.  Please note that the residential retreat services are provided in the home and other residents of the home and guests will be present in the common areas from time to time.  If you do not agree to all the terms and conditions of this agreement, then you need not access the Website or use any services. If these terms and conditions are considered an offer by the Debra Stefan Fitness Retreat, acceptance is expressly limited to these terms.  Site terms, conditions, and policies are subject to change without notice.